Blockchain and Crypto Blog

Ivan on Tech Academy provides latest insights and reports about the blockchain industry.

cefi cefi vs defi centralized finance decentralized finance defi tradfi traditional finance

Making Sense of Traditional Finance and CeFi vs DeFi

Written By Ivan on Tech

Jan 13, 2021

Today, more or less everything is digital - and that even includes conventionally analog fields, such as finance. A few decades ago, the traditional finance field looked more or less like it had always done. However, innovations in technology, payment processors, and applications have now made it possible for centralized finance (CeFi) and decentralized finance (DeFi) solutions to offer the same services historically offered within traditional finance. Sometimes it can be challenging to get your head around the differences between CeFi vs DeFi, and how these differ from traditional finance (sometimes known as TradFi). However, fear not - we are here to help explain traditional finance and CeFi vs DeFi!

In this article, we’ve broken down these three common forms of financial infrastructure. Furthermore, we discuss the pros and cons of each while looking at the many crossovers that occur between them. We explore how CeFi vs DeFi applications may not be competing but...

Continue Reading...
cedefi cefi centralized finance crypto decentralized finance defi is crypto becoming centralized

DeFi Deep Dive - Is Crypto Becoming Centralized?

Written By Ivan on Tech

Oct 19, 2020

One of the main draws of cryptocurrencies such as Bitcoin is that they are decentralized. However, at what point does crypto’s interoperability with the traditional financial system make it all part of the same centralized entity as legacy financial systems? As you will likely know, Bitcoin can be traded like a stock or share, and crypto exchanges are acting increasingly as traditional banks, so is crypto becoming centralized? Some signs are arguably pointing towards that. However, as this is going on, the world of decentralized finance (DeFi) is flourishing. So, what is the state of crypto - is it in risk of becoming centralized, or is crypto truly decentralized? 

New decentralized finance (DeFi) projects are popping up almost every day, with many of them being unaudited, unregulated and more or less decentralized. In this article, we’re going to look at the spectrum of decentralization within the crypto space, and how different schools of thought are creating...

Continue Reading...
Close

Get our Free Ebook

Enter your email and we will send it to you!