Blockchain and Crypto Blog

Ivan on Tech Academy provides latest insights and reports about the blockchain industry.

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Exploring Central Bank Digital Currencies (CBDCs) - What is CBDC?

Written By Ivan on Tech

Oct 25, 2020

Cryptocurrencies have become increasingly commonplace over the past few years. Ever since Bitcoin’s dramatic price rally during late 2017, the notion of crypto and digital currency has become widespread all over the world. However, the cryptocurrency sector is not the only example of digital currency. Central banks are waking up to some of the advantages offered by cryptocurrency and are instead looking into the Central Bank Digital Currency (CBDC) field. So far, traditional central banks have printed physical fiat currencies, and banks have provided financial services to consumers.

However, the advent of cryptocurrencies threatens to upend this traditional notion of both currencies and financial services. On the one hand, cryptocurrencies such as Bitcoin allow for virtually immediate international transfers of funds, which is far faster than traditional financial transactions and available at a fraction of the cost. Moreover, the oft-cited decentralized finance (DeFi) field...

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What is Wrapped Bitcoin (WBTC)?

Written By Ivan on Tech

Oct 24, 2020

Wrapped Bitcoin (WBTC) is an ERC-20 token with a 1:1 peg to Bitcoin. This means that users can seamlessly convert their Bitcoin tokens to a wrapped version and use them on the Ethereum blockchain. In essence, WBTC succeeds in bringing the liquidity of Bitcoin over to the Ethereum network. So, why should you care? Well, if you’re a Bitcoin hodler, you can now put your BTC to work on Ethereum in places like decentralized finance (DeFi). 

Being fully ERC-20 compliant means that WBTC can be integrated into decentralized exchanges (DEXs), lending protocols, prediction markets, and other decentralized applications (dApps). And since its value stays pegged to Bitcoin at all times, traditional Bitcoiners will no longer have to sell their stake for an unknown ERC-20 token that is prone to fluctuate. 

The cryptocurrency sector is full of different coins, terms and concepts that can seem strange to a layman. However, there is no need to fret! Ivan on Tech Academy acts as your...

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Blockchain in Fashion - 8 Reasons Blockchain in the Fashion Industry Will Take Off

Written By Ivan on Tech

Oct 23, 2020

The fashion industry, and in particular, luxury brands, were famously late to the party when it came to the rapid growth of e-commerce and internet shopping. However, it appears they may be getting ahead of the game with the introduction of blockchain. So, what is blockchain? And why is blockchain adoption in the fashion industry a good thing?

In this article, we cover the luxury designers to high-street brands with their latest blockchain projects for clothes, shoes, perfume, and accessories. The world is being pushed to more of an e-commerce-centric shopping experience, with more businesses than ever setting up online.

We will explore how blockchain can help increase the efficiency and accounting of every consumer transaction, while also helping with provenance, ownership, and increase the digital shopping experience for both consumers and brands.

Nevertheless, blockchain technology in the fashion industry is just one of the countless examples of how blockchain can supercharge...

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DeFi Deep Dive - Zapping into DeFi with

Written By Ivan on Tech

Oct 22, 2020 is an interesting platform that lets you quickly and easily deploy and manage your DeFi positions within a single interface. With all the complexities involved with multiple yield farming positions, wouldn’t it be nice to manage your portfolio in one dashboard? That’s what does. It is a DeFi portfolio management dashboard that helps you stay on top of your portfolio, liquidity pools, and liquidity mining positions.

The DeFi sector is arguably hotter than ever, and Zapper Finance (stylized as, and is the result of a merger between the grassroots projects DeFiZap and DeFiSnap) is another DeFi asset management platform.

Those who really want to get into DeFi, however, should start off by enrolling in Ivan on Tech Academy. Ivan on Tech Academy is the go-to platform for all things blockchain, cryptocurrency and DeFi related. What’s more, right now you can get a special discount by enrolling with the code BLOG20, which will give you 20% off....

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Ethereum Courses: Why You Should Learn Solidity and Ethereum

Written By Ivan on Tech

Oct 21, 2020

If you’ve already come this far, chances are you’re looking to improve your personal or career opportunities, and perhaps wondering whether to dip your toes into one of the latest technological developments - blockchain technology. Although blockchain is often seen as being synonymous with the largest cryptocurrency Bitcoin, the blockchain ecosystem would not be what it is today if it wasn’t for the Ethereum blockchain. This is why we’ve compiled this article, explaining the ins and outs of learning Ethereum, Ethereum courses, and Solidity. If you’re looking to learn Solidity, it is an opportunity that could change your life for the better, forever. 

First and foremost, you should congratulate yourself for being interested in this technology today, whilst we are still in the early phases of crypto and blockchain adoption. By reading this guide, you are giving yourself an advantage in getting ahead of the curve, and potentially becoming an expert in...

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Banking The Unbanked with Decentralized Finance (DeFi)

Written By Ivan on Tech

Oct 20, 2020

Those in cryptocurrency or blockchain circles will likely have heard of decentralized finance, commonly referred to as DeFi. The DeFi sector has grown hugely over the past few months and can be understood as a movement of projects that can substantially boost financial inclusion. This comes as “banking the unbanked” is a real challenge faced by people worldwide. Could the DeFi sector hold the keys to banking the unbanked? Some people certainly believe so. 

Specifically, DeFi can be seen as advancing the use case applications of blockchain technology from simple value transfers - such as with crypto transfers - to increasingly complex financial uses. In fact, decentralized finance looks to offer decentralized alternatives to traditional financial instruments, as well as entirely new financial products. This is why many herald decentralized finance as a potential paradigm shift for finance.

As such, DeFi potentially holds the keys to massively disrupting the...

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Cake Defi - a Risk Free CeDeFi Solution for Crypto Cash Flow

Written By Ivan on Tech

Oct 20, 2020

Cake DeFi is a revolutionary concept in bringing cash flow to crypto holdings. The platform was launched over a year ago with the vision to be a one-stop platform for easily generating yield – not just on crypto assets, but via a multitude of financial services.

Cake aims to be the gateway for millions of users to easily and safely attain high yield on their assets. Such yields are usually only offered to institutional investors, or the technically savvy crypto trader. But Cake DeFi is here to break down these barriers.

At present, Cake DeFi offers lending and staking services. To overcome the fears of bad actors in the industry, the company prides itself on its highest level of transparency in all levels of its offerings. Its secondary distinguishing features are its thoughtful user interface and user experience, and quick and genuine customer service.

High Yield Lending – Guaranteed

At the core of Cake’s services is its Lapis lending products. Cake offers 9%...

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DeFi Deep Dive - Is Crypto Becoming Centralized?

Written By Ivan on Tech

Oct 19, 2020

One of the main draws of cryptocurrencies such as Bitcoin is that they are decentralized. However, at what point does crypto’s interoperability with the traditional financial system make it all part of the same centralized entity as legacy financial systems? As you will likely know, Bitcoin can be traded like a stock or share, and crypto exchanges are acting increasingly as traditional banks, so is crypto becoming centralized? Some signs are arguably pointing towards that. However, as this is going on, the world of decentralized finance (DeFi) is flourishing. So, what is the state of crypto - is it in risk of becoming centralized, or is crypto truly decentralized? 

New decentralized finance (DeFi) projects are popping up almost every day, with many of them being unaudited, unregulated and more or less decentralized. In this article, we’re going to look at the spectrum of decentralization within the crypto space, and how different schools of thought are creating...

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The Future of Cryptocurrency - The Past Decade and the Coming Decade

Written By Ivan on Tech

Oct 18, 2020

In the years following its inception back in 2009, Bitcoin was regarded as somewhat of a - however undeserved - poster-boy for cybercrime and illegal activity. Over the past decade, if you asked anyone in the street what they thought about Bitcoin, the small minority that had even heard of it would likely have told you that it’s either a scam, a Ponzi scheme, or only used for illegal purposes. However, this erroneous view is quickly changing.

Little would those calling Bitcoin a scam know that a decade later, the revolutionary power of the blockchain would immerse across the entire financial landscape, changing how we view money and how we transact forever. Now, Bitcoin and the wider cryptocurrency sector is much more recognized than it was just a few years ago. Moreover, the introduction of CBDCs shows cryptocurrencies are just the latest of a growing number of different types of currencies.

However, seeing how massively the cryptocurrency space has changed over the past ten...

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What is Uniswap - Exploring Uniswap and the UNI Token

Written By Ivan on Tech

Oct 17, 2020

Uniswap is arguably the most popular decentralized exchange (DEX) on the Ethereum network, boasting over $2.7 billion in total value locked (TVL) at the time of this writing. To be more specific, Uniswap is an automated market maker (AMM). It allows anyone to swap ERC-20 tokens without having to find a buyer or seller on the other side of the trade.

Through being a DEX, people can use Uniswap in a trustless manner. They don’t have to deposit their funds or KYC identity documents to a central server where they can be hacked. After all, hackers do break into centralized exchanges (CEXs) quite often. So, to its credit, Uniswap has never had a hack or major bug inflict damage to its protocol. This has led to ever-increasing trust and has helped Uniswap vault to the top of the DeFi Pulse rankings.

The decentralized finance (DeFi) sector is hotter than ever, and Ivan on Tech Academy is your guide to all things blockchain-related, such as DeFi. What’s more, Ivan on Tech Academy...

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